Experts: Credit cards can be useful for holiday shopping, but use caution
Many shoppers will lean on credit cards to increase their buying power this holiday season.
And while cards can be a useful tool — they can make it easier to get refunds on bad products — they can also lead to excess debt and lower credit scores.
Experts say the best tip for shoppers using credit cards this holiday season is to pay off balances early and on time and to keep those balances relatively low.
