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More than 1 in 5 self-employed buyers who applied to multiple lenders reported an earlier turn-down

More than 1 in 5 self-employed buyers who applied to multiple lenders reported an earlier turn-down

Among primary-residence buyers who applied to multiple lenders and ultimately closed, 21.4% of respondents reporting self-employment said an earlier application had been turned down, compared with 14.5% of wage-employed respondents, according to a new analysis from Griffin Funding. Separately, Polygon Research estimates non-qualified mortgage (non-QM) origination volume rose 31.6% in 2025 to $239.3 billion. Self-employed

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Thousands of businesses are being sued despite their own cookie banners

Thousands of businesses are being sued despite their own cookie banners

A California law written in 1967 to stop wiretapping on telephone lines has become the basis for thousands of lawsuits arguing that everyday website tools, chat widgets, tracking pixels and analytics scripts amount to illegal interception of a visitor’s communications. The suits aren’t limited to major technology companies. They’ve been filed against retailers, insurers, hospitals,

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From paychecks to pay transparency

From paychecks to pay transparency, survey shows why payroll is becoming a strategic trust function

For years, payroll had one primary job: Pay employees accurately and on time. That expectation hasn’t changed. But employees increasingly expect something more. They want to understand how they’re paid, why deductions changed, how overtime was calculated, where benefits are reflected, and how compensation decisions connect to the bigger picture. In other words, payroll is

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Managing regulatory change at AI speed

Managing regulatory change at AI speed

  The compliance challenge for businesses has fundamentally changed. The challenge is not just about understanding, interpreting, and applying regulations: it is also about managing the speed and volume of regulatory change. So far this year through mid-summer, over 200 HR-related compliance laws have been enacted in the U.S., including several governing the use of

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How to calculate accounts payable

How to calculate accounts payable

  Controllers can calculate the accounts payable (AP) formula quickly, but applying it to a real ledger takes judgment. At close, invoices sit in multiple states, and ERP sync gaps can leave the balance sheet showing one figure and the aging report another. Getting the number right is what makes it defensible to your CFO

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